An insurance policy is one of the most important types of contract which you as a consumer can enter into, if not the most important. The reason for this is that the coverage which policies provide gives you protection against potential liabilities which could cost you everything you own. Take an auto insurance policy, for example, or a homeowners insurance policy. These don’t simply provide coverage for your car or your home, they provide protection for you against personal liability lawsuits which could result from acts of yours which are deemed negligent. This is protection which you can't afford to be without.
Similarly, a health insurance policy protects your hard-earned assets in the event that you require significant medical care or treatment, and a life insurance policy provides coverage for your family in the event of the loss of your future earnings should something happen to you. With so much at stake, it pays to know the facts about each type of coverage you need, and how to go about arranging an insurance policy which is affordable and which works.
We don't just give you the facts, we help you arrange insurance quotes from a number of leading insurers in your state. Just select your coverage type in the box above, enter your zip code, complete the short online form and receive a range of quotes which you can compare side by side. So put competition to work for you and start shopping around online right now:
- Complete one form to receive multiple quotes.
- Get top companies in your state competing for your business.
- The quote process is straightforward, it takes very little time and it's free.
Whether you need auto, home, renters, health, life or some other type of coverage, we are ideally placed to help you. Why? Because we are independent of all market providers. We are not tied to any particular company, and we can provide you with competing quotes from major providers in any state for any type of coverage you may require, replacement or new.
Learn About Insurance
This site is dedicated to helping consumers learn about insurance. For example, we show you how to buy a policy, when you should change insurance companies, what functions are performed by insurance adjusters and why umbrella insurance policies are so important.
We also show you how to tap into the resources available from state insurance offices, and how to successfully file a claim. Importantly, if you have been unable to satisfactorily resolve an outstanding issue with your company or agent, we explain how to file a complaint so that someone independent can review your case. And if you think it's time for a change, or if it's been a while since you took out your policy, we show you how to review your coverage.
But before you even consider buying an insurance policy, we explain how you can employ the techniques of risk management to avoid, reduce or to affordably retain risk in order to achieve the most balanced risk profile to suit your circumstances and your budget.