Terms of Use

Introduction

This document specifies the terms of use of this website, InsurancePolicy.net, which is owned and operated by Noble Lowndes Corporation Limited (Noble Lowndes, we, us or our). Please also refer to our Privacy Policy.

Acceptance

The use of this InsurancePolicy.net website in part or whole constitutes unconditional acceptance by the user of these Terms of Use.

Restricted Use

The entire content of InsurancePolicy.net is provided solely for the information of users, and to enable users to contact us. It is not intended as a substitute for or an adjunct to professional advice, and no user of this website should rely on its content in any respect in making any decision or judgment.

No user of InsurancePolicy.net may use any part or content of this website for any purpose other than for the information of the user or as a means of contacting us.

No user of InsurancePolicy.net may use any part or content of this website for any commercial purpose.

Disclaimer

InsurancePolicy.net and its content are provided without warranty, either express or implied, of any kind. To the maximum extent permissible by law, we disclaim all warranties, either express or implied, in relation to this website, its content, functionality or fitness for any purpose.

We disclaim all liability for any loss or damage consequent upon any error, omission, imbalance, virus, code, link or any other element in InsurancePolicy.net.

We do not warrant or make any representation in relation to the correctness, accuracy, reliability or otherwise of any content or component of InsurancePolicy.net or the results of its use.

We are not in any way responsible for, and make no warranty or representation in respect of, any website or search engine which links to or from InsurancePolicy.net.

We disclaim all liability for any act, loss or damage consequent upon any user of InsurancePolicy.net using any link from InsurancePolicy.net to any other website or search engine, and for any user of another website or search engine using a link to InsurancePolicy.net.

Limitation of Liability

We are not liable under any circumstance, subject to applicable law, for any direct, indirect or consequential loss or damage resulting from the use of InsurancePolicy.net.

Intellectual Property Rights

All material in InsurancePolicy.net is copyrighted and Noble Lowndes owns that copyright and all other intellectual property in InsurancePolicy.net. No part of InsurancePolicy.net may be reproduced, distributed, republished, transmitted or adapted for any use without our prior written consent, other than being downloaded to a computer for the purpose of viewing by the user or for the user to contact us.

Adaptation or use of any part or content of InsurancePolicy.net for any other use would be a violation of our intellectual property rights, and in that circumstance would be subject to legal action.

Third Parties

InsurancePolicy.net contains links to other websites (including advertisers' websites) and to search engines. Those links are provided solely for the convenience of users of InsurancePolicy.net and do not imply that we recommend or endorse in any respect any of the content on those websites or in those search engine results. We have no control over those websites or search engines, and therefore have no control over their content.

InsurancePolicy.net may contain information on products and services which are available from suppliers other than Noble Lowndes. The presence of that information does not imply that we recommend or endorse in any respect any of those products or services.

Contracts

No content in InsurancePolicy.net shall add to or otherwise amend any contract for products or services which any user of InsurancePolicy.net may have or enter into with or through Noble Lowndes.

Jurisdiction

InsurancePolicy.net and its content have been prepared for the purposes specified in the section entitled 'Restricted Use' above. InsurancePolicy.net and its content, and any contracts which result either directly or indirectly as a consequence of the use of InsurancePolicy.net, shall be construed exclusively in accordance with the laws of our country of incorporation and shall be governed by those laws and courts.

If any provision in these Terms of Use is or becomes void, unlawful or otherwise unenforceable, then that provision shall be deemed to be severed from these Terms of Use and shall not affect the validity, lawfulness or enforceability of any other provision.

Amendments

We reserve the right to amend these Terms of Use without notice at any time. Any such change to these Terms of Use will be communicated to users of InsurancePolicy.net only by the amended Terms of Use replacing these Terms of Use.

If you have any questions in relation to these Terms of Use please contact us.

February 22, 2012